News
November 28, 2025

Texas Contractor White Rock Files for Chapter 11

Construction owners Editorial Team

White Rock Construction Services LLC, a San Antonio-based subcontractor known for commercial concrete and specialty construction work across Texas, has filed for Chapter 11 bankruptcy protection as it seeks to restructure its business under Subchapter V. The voluntary filing was submitted on November 25, 2025, in the U.S. Bankruptcy Court for the Western District of Texas, according to court records.

Courtesy: Photo by Guilherme Cunha on Unsplash

The company, founded in 2021, serves general contractors, developers, and property owners across commercial and institutional construction projects. Its services include concrete slabs and sidewalks, demolition, asphalt paving, wall framing, drywall, concrete coring, and temporary safety barriers. Despite expanding service offerings, the company now faces documented financial pressures that prompted its decision to reorganize rather than liquidate.

Subchapter V Filing Details Show Active Restructuring Effort

Court filings reveal that White Rock Construction Services entered Chapter 11 with a complete financial disclosure package, including schedules, balance sheets, and attorney compensation documents. The case was filed with a $1,738 fee, according to Pacer records.

Attorney Ronald J. Smeberg has requested approval to represent the debtor, submitting a supporting declaration, retention agreement, and proposed order to the court. In addition, the company filed a motion seeking interim and final approval to use cash collateral.

As part of the restructuring effort, White Rock Construction Services asked the court to authorize continued payments to material suppliers and “grant sufficient protection to pre-petition secured lenders.” The motion includes proposed orders, exhibits, and service documentation to expedite review and maintain business continuity.

Courtesy: Photo by Zunaid Hasan on pexels

Creditors and Oversight

The petition estimates that White Rock Construction Services has between 1 and 50 creditors, with assets between $100,001 and $500,000, and liabilities between $1 million and $10 million. These figures suggest debt significantly outweighs available resources.

The court docket shows heightened regulatory oversight. U.S. Trustee Erin Coughlin has formally entered a Notice of Appearance in the case, signaling federal monitoring as the reorganization progresses.

A motion to expedite a hearing was filed the same morning as the bankruptcy petition, and subsequently, amended exhibits and a Notice of Hearing were submitted. The expedited hearing schedule will allow the company to continue operating while addressing urgent financial matters.

Next Steps and Deadlines

White Rock Construction Services must submit its Declaration for Electronic Filing by December 2, 2025. The company is required to file its Subchapter V plan of reorganization by February 23, 2026, outlining how it intends to repay creditors and restructure operations.

The success of that plan will determine whether White Rock can continue operating in Texas’ highly competitive commercial construction market. If approved, the firm may emerge leaner but with greater financial stability; if not, the company could face conversion to liquidation under Chapter 7.

Originally reported by riya yadav in Whatnow.

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