Wisconsin state Republican lawmakers are pushing forward a new package of housing bills designed to accelerate construction and make homeownership more affordable across the state. The proposals, unveiled Tuesday, focus on easing financial burdens for first-time buyers and simplifying regulations that developers say often slow down new housing projects.
Among the measures included is a 0% interest second mortgage loan program that would help buyers cover down payments and closing costs—two of the biggest barriers to homeownership. The package also outlines plans to help offset infrastructure costs for subdivisions, such as roads, water, and sewer connections, which developers argue often make entry-level homes financially unfeasible to build.
“We can’t operate and move Wisconsin forward if we can’t address affordable housing,” said Rep. Robert Brooks. “It’s something that affects both urban and rural communities.”
Brooks said the type of homes he envisions are modest ranch-style or bungalow-style homes, with or without garages or alleyways—houses that can be built faster and priced within reach of working families.
Rep. Dan Knodl highlighted the larger affordability challenges Wisconsin residents face. “We know the challenge, rising home prices, higher interest rates, steep down payments, have put the dream of owning a home out of reach for too many families. Instead of putting down roots, people have been stuck in renting situations and are unable to build equity or stability,” Knodl said.
The legislative package also aims to streamline approval for secondary housing units—sometimes called accessory dwelling units (ADUs)—on existing properties. Lawmakers say these changes could provide more flexible, lower-cost housing options for families, seniors, and renters while cutting through what they describe as a patchwork of restrictive local regulations.
Housing experts point out that Wisconsin lags behind the nation when it comes to building. According to the National Association of Realtors, the average home price in the state now sits at $340,000, and over the past 15 years, Wisconsin has built fewer housing units per capita than the U.S. average.
The new proposals come amid mounting pressure from both rural and urban communities struggling with limited housing supply. Supporters argue that without reforms, the state risks worsening labor shortages, stunted economic growth, and more families priced out of homeownership.
If passed, the legislation could reshape housing development across Wisconsin by lowering financial barriers, creating incentives for entry-level construction, and giving builders more flexibility to add units quickly. Opponents, however, may raise concerns about local control and potential impacts on municipal zoning authority.
The bills will now move to committee for review and debate in the coming weeks.
Originally Reported by Fox 11 News.
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