Zurich North America has introduced a comprehensive insurance structure designed to address the complex and evolving needs of large-scale construction projects, both in the U.S. and abroad.

The newly launched Fronted Master Builders Risk (MBR) solution integrates multiple layers of coverage into a single, coordinated framework. This includes claims handling, risk engineering services, and multinational policy integration, enabling project owners, contractors, and brokers to manage insurance across multiple jurisdictions and timelines with greater efficiency.

Zurich reports that this approach has already supported more than $80 billion in insurable values, underscoring its rapid market adoption. The solution is specifically tailored for projects valued at more than $250 million, making it ideal for large infrastructure, industrial, and commercial developments.

A key differentiator is the automation of the project enrollment process, which was previously a manual, time-intensive task. Zurich’s technology-driven workflow streamlines the integration of multinational coverage, accelerates premium calculations, and automates document generation—significantly reducing administrative burdens for brokers and clients.

“We began developing this at the request of an e-commerce company for one of the largest MBR programmes ever created,” said Patrick McBride, head of construction property at Zurich North America. “Since its initial introduction, we have rapidly scaled Zurich’s Fronted MBR solution into a global offering, based on demand. Brokers and customers immediately grasped the benefits. The enthusiasm we are seeing tells us we are addressing a real need in the market.”

The MBR solution also offers multi-year terms, global reach, and simplified claims administration via a single point of contact, enabling better risk forecasting and cost certainty for multi-phase projects. By centralizing these services, Zurich aims to give stakeholders more predictable outcomes and stronger financial protection over the project lifecycle.

This launch comes as Zurich Insurance Group posted a net income of $3.06 billion for the first half of 2025, a 1% increase year-over-year. The insurer also recorded 6% growth in group business operating profit to $4.2 billion for the six months ending June 30, 2025.

Industry analysts note that Zurich’s Fronted MBR offering could help meet rising global demand for integrated, multi-jurisdictional insurance solutions—particularly as megaprojects in energy, technology, and infrastructure become more common. With supply chains increasingly global and financing structures more complex, having a single, streamlined insurance platform could be a competitive advantage for both project developers and their financial backers.

Originally reported by Life Insurance International.